A licensee shall try to acquire consent to participate in a personal debt administration program from at the very least fifty one%, in range or dollar quantity, of your debtor’s creditors within just 90 times soon after setting up the personal debt management plan. If your essential consent isn't basically acquired by the licensee, the licensee shall present recognize into the debtor of The shortage of demanded consent along with the debtor may, at its solution, near the account.
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A licensee may perhaps give you a debtor the choice to buy credit history studies or instructional components and products and solutions, and charge a price towards the debtor If your debtor elects to buy any of All those products with the licensee.